Buying Property in Orlando

We Specialize in working with buyers in 3 counties: Orange, Seminole and Osceola.

We have been assisting local buyers and out of town buyers, including buyers from out of the country such as Canada, UK, Brazil etc.  We have a process to ensure that you get exactly what you are looking for.  We take the time to sit down and go over your situation, areas of interest, price range, must haves, would like to have, timeline etc…

On your first contact we provide you with lot of information so you are educated and equipped with the neighborhood area, home styles, typical layout etc.  We also make sure you are per-qualified by a lender, bank or a credit union.  If not then we assist you in referring you to some lenders we work with.  These are local lenders and you can walk into their office and talk to them unlike getting approved over the phone and no customer service after the first contact.

We serve 3 counties – Orange –  Seminole – Osceola.

NORMAL-REGULAR SALE

These kind of homes are sold by individuals as a normal sale.  That is because it is a sale by one person to another person with no banks, or short sale contingencies are involved.

BANK OWNED PROPERTY

These are the properties that banks/lenders have foreclosed on individuals because either the previous owner could not pay off the loan or just walked away from the property.  In any case the property is now with the bank and they are now selling it in Open-Market.  This in a way becomes a regular sale but the property is owned by the bank (rather than owned by an individual).

SHORT SALE

When an individual cannot pay the mortgage as agreed, and falls behind on payment, he or she can let the bank know that he is not able to pay the regular installment in full.  If the individual decides that he/she does not want to or cannot afford to stay in the house and make payments, with the bank’s permission he/she can put the property for sale.  It is with a contingency that the bank will try to get the most on the property to recover the shortage on the loan amount.  That is why it is called a Short Sale.

RENT-TO-OWN

You always wanted to buy a house but cannot afford to pay for the down payment or you were affected by a bankruptcy and therefore, the lenders would not give you a loan, you have come to the right place.  We have an excellent program (for certain areas only) where if your combined income is more than$50,000 per household and meet other criteria, you could be qualified to “Rent-to-Own” program.  Call to make an appointment to go over the program details.

PRE-FORECLOSURE

When an individual cannot pay the mortgage as agreed, and falls behind on payment, he or she can let the bank know that he is not able to pay the regular installment in full.  Early stages of foreclosure process is called Pre-Foreclosure.  At this stage the owner has tried everything to either sell the property on an open market or via short sale but could not sell it for whatever reason, then the bank gives him/her an opportunity to do a loan modification under programs such as HAMP.  After failing all if nothing works out then the bank proceeds to foreclose on the property.  This stage is Pre-Foreclosure.  At this point one can buy the property at an inexpensive price.  Call for more info as how to go about buying it.

FORECLOSURE

When an individual cannot pay the mortgage as agreed, and falls behind on payment, he or she can let the bank know that he is not able to pay the regular installment in full.  (write more info here……)